Saving & Spending
Utility Cost – What Is Worth Spending On?
By Singapore's Budget Babe  •  May 4, 2015
In my last post, I shared with you my real secret and mindset that has helped me chalk up my savings easily - the concept of utility cost which I use before I make any purchases. There has been a lot of critics and haters alike on my viral post of how I saved $20,000 in a year, where many chastised me for being cheap, not spending enough, etc. But there is a huge difference between being cheap and being frugal (which I'll write more on next time). Contrary to what some people think, Budget Babe does indeed spend on certain stuff. So today, I thought I'll share more on what I find worth spending on, while demonstrating further my concept of utility cost. What is worth spending on? 1. A good mattress  I personally feel spending on a good mattress is a necessary investment, as it is really ......
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By Singapore's Budget Babe
Budget Babe is an ordinary lady striving to achieve financial freedom in Singapore before the age of 45. She is always looking for cost-effective ways to live a fulfilling life in amidst Singapore's rising costs, and writes in order to empower fellow Singaporeans on taking charge of their own lives and finances. The final goal is to eventually break free from the competitive rat race. Will I meet you there? ...
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