Even with the recent changes to OCBC 360 savings account, the ability to earn up to 2.25% of your money (capped at 60k) still makes it a top choice to put your money into it. While reviewing the policy changes, it was also a good idea to review my expenditures and see how I can better make use of OCBC credit card offerings. Why look at OCBC offerings? The 360 account entitles you to 0.5% bonus if you are able to spend at least $500 onOCBC credit cards. These cards include 365, Titanium, Platinum, FRANK, Robinsons, Plus! and Best Denki. With the bonus equivalent to interest in a normal savings account, it makes sense to consolidate my spending and get the bonus. The 365 and FRANK cards are my top picks because simply, they offer cashback. Cashback are instant and hassle free. I don't like points, miles or credits which ......