I am sharing a recent conversation with a reader here:

Hi AK,

I have been reading financial blogs from US too long and have been searching for a worthy local base blog for a long time. I am thankful to have found your site. Through your site, I have attended some local investment workshops and get to know Fifth Person and Big Fat Purse.

I wanted to have a second stream of income via investing in dividend paying stocks or reits. I am intrigue by your story that you are retired already given that you have generated a steady stream of income with salary between mid to high 4 digits.

Sharing a little about myself. After finding out what you were earning and that with that you are able to generate a steady stream of income of 120K pa, I really wanted to know how u do it. My income level is…