Have you ever thought about how your life is panning out and developing? If you have, you're most likely at the stage of bridging towards the self actualization phase under Maslow's hierarchy of needs, which is what I would like to term as a first world problem. The truth is being able to actually entertain such thoughts on a regular basis means you actually are in a pretty decent position right now. You have the basic necessities fulfilled and are looking towards self fulfillment and really building a life worth living. I met a couple of banker friends for a round of drinks this week, and most of them were lamenting that now they had some sort of free time given the crappy markets and their even worse pipeline, they were really bored with their current lifestyles. Putting the unpredictability of banking aside, where you won't know what you'll be ......