Read? Put More into Building Wealth Early, then divert Income to More Spending for Higher Income Couples

…. I got triggered by someone exploring the possibilities of front loading their wealth building, such that after a certain age, they can stop putting money towards wealth building, yet have enough to retire at the age of 65 years old.

Uncle8888 fully agreed with the above as he has achieved it.

On his human asset …

On his Financial Assets …

Since Jan 2000, Uncle8888 didn’t put in a single cent into his investment portfolio as he believe he has enough war chest for his investment portfolio. More importantly, he has to mitigate the Risk Of Liquidity Needs and recognizing the effect of his depreciating human asset. At anytime, he might be retrenched in the next economic crisis so he has to build up his emergency fund in term of X years …