This is not meant to be a boast. I have no secret recipe, no stock tips, no insider knowledge, and no freaking idea how I did it. In fact, I fully attribute it to dumb, beginner’s luck. Good and Bad Apples I started “investing” around 2013, and my first stock was Apple. 1 share cost me more than US$400, and I was puzzled why SGX trades in lots of 1,000! I had no clue what index investing is. People were extremely pessimistic about Apple’s prospects after share prices hit all-time highs. Android and Samsung were hot on its heels and devouring Apple’s market share. Fast forward two years – how is Apple doing now? (note that 7-to-1 stock split happened in 2014) *laughs* Those were the days, and I thought I was “investing” back then. Gut-feeling trumps research, heh. Bad example! Do not follow! Of course, if it had ......