A conversation with a reader: hi AK  wish to seek your opinion. well, currently i have some holding. about 370k and with paper loss 12k :( but i have generate 8k dividend + capital gain. wonder how is your view on coming 12 month on share market. then i would like to make it as reference to decide sell or hold my position. thanks very much Y Hi Y, You would know that there are some questions I won't give a direct answer to. In many instances, it is because I don't know the answer. ;p In reply to your email, I would say that I am "Eating Bread With Ink Slowly". If you don't know what I am talking about, do a search in my blog. ;p Best wishes, AK No one knows for sure what will happen in the future. However, we can all prepare for what ......