It’s been a year and a half since I last posted an annual update on my portfolio performance. How fast time flies. When I first started the blog two years ago, I wasn’t really that interested in measuring my performance. Afterall, I had assumed that doing so had no tangible effect on the outcome of my investments. Which isn’t absolutely wrong. Knowing my exact returns definitely doesn’t change the outcome of the performance. I only needed to know if the passive income could cover my expenses.  Nonetheless, I had to admit that it would be immensely useful to find out IF picking stocks and managing a portfolio myself produces a better return than passively investing the money in the STI Index. Otherwise, I might as well not waste time and effort and channel all the household’s financial resources towards the latter. Therefore, I applied the CAGR calculation to my investment decisions and produced this post ......