In last week’s post, we explore the math and the possibilities in using a privileged higher than above starting income, together with you and your spouse’s most productive earning years to put more into building wealth first, so that you have the option to put less into it to focus on other areas in life. (you can read it here)

One of my readers was gracious enough to share his experience.

I am sure all of us are juggling between ensuring we save enough, have enough to spend, bring up our kids and living a good life. So does my reader.

This is not an account of some above average income guy or gal with not much dependents who can sock away a huge amount of their income to reach financial independence.

This is an example of a family struggling to make tough choices, trying to fulfil …