I always expect a low outcome of result, perhaps that is my way for managing disappointment, at the same time it sort of console myself that I’m still on the learning phase. Hence low return or negative will probably not last long.

I hate to have a targeted return as this is not something I can control but since the reason for stock pick IMO is to outperform the market and if I need to set a targeted return then it will probably be 5% for 2015!

Yes I know is not going to outperform STI if I only achieve 5% returns, but for now this is the figure on my mind.

Really glad to share that my Year To Date performance is 4.6%, buying commission included. This is really close to my targeted 5%! And I indeed outperform the STI(I know I’m lucky given that there …