I know that some people are very critical of me. Some have also been verbally abusive. I used to confront them (online) but, these days, I don't bother.
These critics say that I try too hard to save money and that the savings couldn't possibly amount to anything significant. I must admit that they could be right. What did AK just say? Well, I am just being rational.
To the very rich, $5,000 a year might indeed be a drop in the ocean and I do know that there are some very rich people reading my blog. They are millionaires and many have income of $50,000 or more a month. Yes, not in a year but in a month.
Well, most of us are not like that but it does not mean that financial well-being is beyond our reach.
Take an hour or two to reflect on the way ......