It has been a while since STE last wrote to me. STE is now enjoying his early retirement and has generously decided to share some thoughts with us here: Hi AK , Yes , is me , STE. I have stop working since end last year and still on “sabbatical leave“ till now (it might become a “permanent leave without ending date“ haha .. Escaping from 9-5 working environment is really something different and is a big change for me and my life style. Now, I have more time with my kids and doing more exercise (be more healthy now, I guess less stress also partly contributed to my better health, I used to have migraine and gastric for long time, but after almost 6 months after staying at home and doing nothing, all these medical symptoms seem gone. :) Well, I thought of sharing my latest financial portfolio and some thoughts on investment strategies......