2015 continued to be filled with volatility as over the last 6 months the STI has gone nowhere! The STI struggled to hold itself above the 3500 level and quickly got sold down to find support around the 3300 level. The current main worries are on 2 points, the fear of a rise in interest rates and the fear of a Greece exit. If we take a step back and look at the fundamentals, the STI is actually selling cheap at only 13.5 times earnings with a dividend yield of 2.7%. This is way lower than the 18 times earnings seen in major economies such as US/Europe/China. As such I have stepped up from being 90% vested to 100% fully vested. As for my current portfolio, its down by 2% (excluding dividends and realized gains) for 2015, under performing the index. So let us look at my counters ......