There tends to be 2 groups of how people look at building wealth. They might eventually reach the same state of wealth, but the probability of success for these 2 group of people might vary.

Dreamer Wealth Builder

The first group is what I would term the Dreamer Wealth Builder. They tend to be more sensing and feeling folks, and their trigger point would be more inspired by stories, hearsay from friends and family, articles that they read on Facebook linked by their friends. They also tend to discount the past and present, and strive towards the future. The future in all their hopes, will be different from what happens in the past and present. If they only have $300 in net worth they yearned for the $1 million dollars to reach financial independence.

Realistic Wealth Builder

The second group is what I would term the Realistic Wealth Builder. These ......