Budgetbabe recently wrote a concise blog article on how easy it is to save $100,000 before age 30. I thought I wanted to join in the fun, so I asked my FB what's their excuse for not being able to save $100,000 before age 30. The results were quite predictable, some friend carefully crafted a life situation which was intelligently distinguished from my life situation or some other financial blogger which was well-argued even from a legal perspective. It's all fine and good, I don't really judge my friends these days. At age 40, a balanced scorecard matters more than accumulated wealth. Hokkiens say Huar Hee Jiu Hor ! In fact, I think I want to provide on this blog a a better excuse than the one's crafted by many friends and well-meaning critics ever since I wrote about taking on the $100,000 challenge about 10 years ago in my first ......