9 months is a significant milestone for many, from the birth of a beautiful baby from conception to the faces of proud officer cadets in the passing out parade after months of tough training. It is of no exception for me, as I have managed to save $20k of savings from my salary alone during the same period. This is excluding CPF contributions, allowances to parents, contributions to the company stock plan as well as miscellaneous spending. For better understanding, many would ask what my current salary is, given it is the main contributor to my savings at the moment. As a fresh graduate of almost a year into my working life, I am considered to be an average wage earner amongst my peers, getting about $2k after accounting for CPF, stock plan contributions and allowances to parents. So in 9 months, simple maths would mean that I had ......