I am a believer that i cannot time the market. I still believe in that.
My portfolio is now half of what it used to be. And my bonuses has gone into boasting my emergency fund.
Strange just last December I am busy using my EY bonuses to buy various counters.
I took a hard look at myself and realized that since I only have "significant" savings during my bonuses months, I should be really prudent in my use of ammo.
Just 6 months ago, I wanted very much to increase my portfolio size and increase cash flow from my portfolio (dividends$
Now, I just wanted a warchest for a plain 5-10 % correction and a insurance for a simple 20% bear.
It is also easier now. When some counters (yangzijiang and singapore shipping ) do perform better after I sold them, I realize that discomfort is ......