When was the last time you had a review with your insurance adviser? What is stopping you from giving your insurance adviser a call to see whether the plan needs tweaking?

The Sunday Times ran a piece on insurance advisory with a case study looking back on the policies purchased by a 37 year old senior tax manager. The article is titled should I change my insurance portfolio?

The article in my opinion is a good piece but also a dangerous one.

The article, through a case study, lets the reader understands that as your life evolves, the goals for protection, that is the priorities in protection also changes. With these changes, there is a need to consistently review your protection strategies.

This is a good take away as too many of my peers are so scared about insurance agents asking them to put their money in more stuff that they ...