Read? Highly trained, middle-aged and out of work

Our human asset is like soccer. We can’t just play well in the first half and lost badly on the second half.

Fantastic first-half …

Dressed in an unassuming polo T-shirt and jeans, it is hard to tell that Mr Desmond Tan was once the head of Asia sales at one of the largest European banks.

Forced to quit shortly after the 2008 financial crisis, he was later turned away from jobs by bank after bank, some even saying he was “over-qualified” for the positions they were offering, given his over two decades of experience.

The 55-year-old, who used to earn more than $25,000 a month, now has to settle for commissions of about $3,000 from his current job as a property agent.

“I used to deal with money that numbered in the millions,” Mr Tan said. But now his fees come only in the hundreds…