How time flies. In the blink of an eye our little island nation turns 50! A year ago I shared my three birthday wishes for Singapore’s 49th birthday. I wrote that I would like to see a greater level of financial literacy amongst the population. I also wished that society is able to find space for people to fail. Finally I also made the call for all of us to recognise and celebrate the differences within the society. These are issues that mean dearly to me. Let’s revisit each of them and see how far we have come along. Financial Literacy To be a functional adult in our society, we need to have a good working knowledge of money. There is no argument about it. We are bombarded with money decisions every day, all of us. From the moment a typical adult leaves school and receives his first paycheck (and ......