The Chinese have a saying that "one type of rice feeds hundred types of people". All of us are different and in many ways too. So, I am somewhat wary of giving anyone specific advice as to what they should do in their plans for the future, especially when it has to do with growing their wealth. I share general ideas regarding how to be prudent when it comes to personal finance matters as well as some ideas that have to do with investing in stocks and, sometimes, real estate. They are scattered throughout my blog. I would say that before we set out on our journey, have our goals in mind. What do we want to achieve? Then, we must choose the route which we think is the most suitable for us. To expand on the analogy, there could be a very short route available but it could be quite treacherous. Do we have the ......