Personal Finance
Return My CPF???
By Create Wealth Through Long-Term Investing and Short-Term Trading  •  September 4, 2015
Depending who you are asking? CPF contributions and CPF Investment scheme are good for our CPF OA! No? Uncle8888's CPF OA CAGR @ 13.7% since Jan 2002 Now who hates CPF? Some notes on CPF limit and ceiling: What is the CPF Annual Limit? ​The CPF Annual Limit is the maximum amount of mandatory and voluntary contributions to all three CPF Accounts that a CPF member can receive in a calendar year.  The current CPF Annual Limit is $31,450. What are the CPF contribution ceilings?
  • ​​​​​Ordinary Wage Ceiling   ​ Ordinary Wages (OW) are wages due/granted wholly and exclusively for your employment in a month and are payable before the due date for payment of CPF contributions for that month. An example of OW is your monthly salary. The maximum amount of CPF contribution payable on OW is the OW Ceiling, which is currently $5,000. For example, if ...
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By Create Wealth Through Long-Term Investing and Short-Term Trading
I am 62 yrs old uncle living in HDB heartland who has achieved financial independence @ 56 and finally retired @ 60 from full-time job as employee on 1 Oct 2016. Single household income since 1995 with three children. Eldest son and daughter are now working and youngest son still in his 3nd year Uni in SUTD. I have been doing long-term investing and short-term trading in Singapore stock market only since Jan 2000 so I am that Panda or Koala in the investment world; but I am still surviving well in the wild. I am now executing my Three Taps solution model to maintain sustainable retirement income for life till 2038. Cheers!
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