I am a simple man with simple needs and wants. However, I will share my "wish list" for basic day-to-day expenses and experience. These have to be managed from top-down.

Lower cost of living

1) Infant care will cost you >$1300 a month, about the cheapest I can find within Singapore. After the maximum subsidy we can enjoy with working mother's benefit, you are expected to pay about $750. Even if you managed to find a few cheaper ones around some "ulu" areas of Singapore, but are you willing to bring your child to and fro before and after work every day to the infant care centre? By doing so, how much more transport cost do you need to incur? You do the math yourself.



2) Medical cost for children and family. When your child is placed at an infant care centre, be prepared for him/her to fall sick every ......