So I spent the last week in Turkey on holiday. I was travelling with family, so we went on a guided tour. It was fun – I could switch off my brain, enjoy the sights and the meals, and leave the logistics to the tour guide.

However, one downside of being on a guided tour: They usually bring you to 1-2 shops where they pressure encourage you to make a purchase: A factory outlet, an olive oil wholesaler, or in our case, a leather jacket shop.

Personally, I didn’t find it a waste of time at all. In fact, the sales tactics they used to try to sell us stuff fascinated the heck outta me.

It struck me how similar they were to Scammy Financial Gurus (SFGs) –sleazy salesmen in suits who pressure you into buying a risky investment course.

Having been duped by these guys before, it’s my civic duty ...