Guest post by Coftea With its 6% cashback given for online spending, the OCBC FRANK card is every online shopper’s must-have. Well, not from 1st Oct 2015 onwards when the new changes come into effect. Good things tend not to last. What’s so bad about it? FRANK is turning into every other card out there, tempting you with attractive benefits but making the requirements hard to achieve. And it has lost its focus on online spending, foraging into cashback for offline spending on entertainment. It is no longer as frank anymore. Let’s run through what’s so bad, from the worst to the worse. A minimum of $400 offline spending is required to get 6% cashback on online spending You probably need to read it twice, but yes it sounds counter-intuitive. It’s like studying literature to get better at math. Moving forward, we can’t just spend everything online and hope to get 6% ......