One of the things I have blogged about is how in using our CPF-OA money to purchase a property, we must be aware of the opportunity cost that comes with the decision. CPF money is meant to help fund our retirement. Our CPF money also enjoys relatively attractive interest rates from the government. In the event that we use our CPF-OA money to purchase a property, we are losing out on interest payments by the government. Also, in line with the idea that our CPF money should grow for it to be a more meaningful source of retirement funding, we would have to pay ourselves interest for the CPF money we have utilised in the event that we sell the property with a capital gain. Having understood this, a reader wrote and asked if we could voluntarily return the money we used from our CPF-OA in the purchase of our ......