As Warren Buffett says, everyone should learn financial knowledge since young. If you have savings but not involved in any form of investments, you need to find out the reasons. Are you sceptical that investments can help grow your wealth? You do not know how and what to invest in? Are you worried of losing money? Or did you have bad experiences in the past which is causing you to shy away from investing?
I strongly feel you need to know YOUR reason, clear the obstacles and move on.
Many investors I know of DO NOT consistently stay in the market. They enter and exit the market as they like. When the market is ‘hot’ or euphoric, you will see them jumping in the bandwagon, make some money and only to lose it all when the market goes against them. They then lay low for a certain period (could ......