I feel extremely blessed that my parents are able to teach me the methods of personal finance and they have been outstanding role models by achieving financial freedom before the age of 55.    How did they do it? They did not come from a privilege background, both my dad and mum didn't go to university and lead your typical average Singapore life in the 1970-1980s, where they shared rooms with their many siblings, ate chicken rice without chicken and worked part-time while studying. Although luck as always plays a big part of it, it also came down to a fine balance of leading a simple life of wants, but having a detailed life of financial planning. So here are the steps taken by my parents which allowed them to retire at such a young age.

1. Get a stable job and grab opportunities when you can

My dad ...  ...