1. Tracking your expenses
This is one of the most important things that you should do as part of personal finance regime. Without tracking where your money is flowing to, you can never find excess money that is going to redundant spendings. It is also a good habit to have as when you are constantly tracking your expenses, it creates a conscious psychological mental note that you should be spending within your budget. You will also feel the pinch.
There are multiple expense manager apps out ...
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