Personal Finance
5 things that you need to start doing to improve your financials during your early 20s
By Investment Stab  •  September 27, 2015
Most people in the early 20s would think that they still have a long way before retirement and financial planning is too "kewl" for them. Contrary to that, early financial planning can go a long way. This is especially due to the power of compounding. Well, here are 5 things that you NEED to start doing to improve your financials during your early 20s.

1. Tracking your expenses

This is one of the most important things that you should do as part of personal finance regime. Without tracking where your money is flowing to, you can never find excess money that is going to redundant spendings. It is also a good habit to have as when you are constantly tracking your expenses, it creates a conscious psychological mental note that you should be spending within your budget. You will also feel the pinch.

There are multiple expense manager apps out ...
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By Investment Stab
We are a group of Singaporean students who are curious and interested in Finance. As we dive deeper into this area in search of more knowledge, the more debates and differences we have. We also realised that financial literacy is not strongly inculcated in the younger generations, leading to numerous costly mistakes. Some of such includes believing in "high profiting" scams such as land banking and buying unnecessary investment schemes which are often motivated by the salesperson's personal interest ...
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