Below is the composition of my complete investment portfolio at cost since I started earning. This portfolio will change over time as and when I deem fit. Aside from stocks, I consider cash, property, CPF, SRS, precious metals, insurance-investment-linked-product as my part of my investment portfolio since these are components that can potentially earn tangible returns. Every cent here is from my own hard-earned money with no external support whatsoever. Property - Includes down payments, installments, stamp duties, first time renovations and furniture expenses. All recorded as cost and excludes capital appreciation. It also excludes my wife’s portion of payments. CPF & SRS  - Includes current balance of CPF not wiped out for my properties & SRS. It also includes CPF and SRS used for investments in stocks and funds. Warchest - Cash waiting to be deployed when stock market is beaten. Stocks  - Excludes  stocks bought from SRS. Emergency mortgage ......