The goal of many is to reach a stage of Financial Security, where you create alternate streams of cash flow so that you depend less on your main source of employment or business.

The problem faced by many is a certain unwillingness to build up competency in wealth management, or that they lacked the time for it. Due to that, the only way to go about creating an alternate source of cash flow is property.

Stocks is for punting and Bonds are unknown to them.

This gets people dejected because a private property in Singapore cost $800,000 upwards. To start by putting down a 20% downpayment, you will need $160,000. Your wealth is also concentrated in 1 property. If you are rich that $800,000 is a portion of your net worth, that is good but not if your entire wealth is tied to one asset.

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