2015 – a year to be forgotten It's nearing end of the year. To recap, I am sure 2015 is not a fantastic year as far as most investors are concerned. 24 August this year aka “Black Monday” is the day when hundreds of billions were wiped out in stock markets worldwide. The horrendous sell-off in equity was a result of China’s devaluation of the yuan due to economy slowdown. The STI benchmark was not spared. From above 3500 points in April, it dived below 2800 points in the month of September. My stock portfolio shed considerable weight as well. Yet, swings up and down is not an uncommon sight in the world of investing. Investors who owned superior companies at reasonable prices should still stand to benefit over the long term and should not be distracted by the short term upheavals in the financial markets. The market has since rebound. STI ......