This is a guest post by BH. BH is a healthcare professional who takes a keen interest in palliative care. He applies to his personal financial affairs the same level of meticulousness he displays at work. He has kindly agreed to contribute an article on something that is very close to his heart. BH is also a BigFatPurse reader and a long time childhood friend. 

Speak of financial planning and the image of sitting down with a financial advisor going through numbers and portfolios will come to mind. We work hard to earn our money, and make sure that our money work harder for us by diligently saving and investing the money in financial instruments.

We try to make sure we have enough for our nest egg when we retire and not be financially dependent on family members. We buy insurance policies in case something untoward happen to …