There is always a tipping point to when someone puts themselves on a path of healing. Once they are on that path, they abandon their old ways as they sees their situation in a new light.

My problem was “never a big problem”

As a financial writer providing a perspective on how diverse groups of people can improve their wealth situation and to be able to be financially secure, I faced much stigma because I was looked upon to “not have their problems”. Due to that, I can never understand what they are going through.

I never had a mortgage to worry about. I do not have to worry about sky high living prices. I do not have to juggle the mortgage with the cost of raising kids and a spouse that are not aligned with money.

I was never at my limits as they were. And therefore, I would ...