When looking at ways to improve our lives and how we can start to save more, we should start looking at our friends. Since we spend our free time with them, they will have a large impact on your behavior and your expenditure. So, shouldn't we be more careful of who our friends are?

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Our friends can affect us, be it in our values, our behavior and as mentioned, our expenditure. If we go with friends that live the high life, wouldn't we also be encouraged to do so. But then again, if we have friends who are frugal, we are also encouraged to be frugal. Peer pressure will reinforce these values, so maybe we should choose friends with good values over ones with probably not so ideal ones. On behavior and values, not to discriminate, but having rich friends will introduce us to different mindsets ......