A new OCBC 360 spin off has arrived. This time its Bank of China's Smart Saver Multi currency account. From what I have read so far, its much better than the current OCBC 360 and UOB One account.   For this account, you will receive two types of interest. First, you will get the prevailing interest which is max at 0.4% when you have 50k and above in your account.   Second, you will get to earn bonus interest on your first $60k of your account balance. Very similar to the old OCBC 360. Here you earn 1.55% for spending $500 on their credit cards/debit cards, 1% on salary crediting and 0.6% on billing three payments using BOC(the bank thinks spending their credit cards take precedence over the rest). Which means if you were to complete all the criterias, you will get 3.55% for your first $60k of ......