Just last week, STI Index was trying to break the resistance of 3,100. And as of 3rd November 2015, the index has fallen back to a closing price of 2,999.56. However, as a long term investor, I am not too concern with the volatility. As prices of stock falls, the market presents me with an opportunity to enter at a “discounted” rate. The unfortunate thing is that I am quickly running out of ammunition. Although I am only about 30% vested, but my emergency fund holds a substantial % of my cash holding. Good thing is that I have zero short/long term liability and bonus is coming in this month end! I believe psychology and managing your emotions plays a big part in investing. The key to victory is to remain calm and not to rush into things. Long term investing is a journey and not a race. It ......