Crowd lending or crowd funding is something very new in Singapore. In the past few months, there are more and more reports on the mainstream media on crowd lending in Singapore which resulted in more people investing their money through these crowd lending platforms. I have written on crowd lending and also on stock trading before. I mentioned before that many young people started out trading in the stock market partly because of the lure of quick money. Both crowd lending and stock trading has its risks and I’ll explore the differences between these two. Let’s see which is a better choice for most people to start with.

Is it that easy to make money through stock trading? 

Trading is a psychology game. Buying and selling stocks in the short term while betting on price movement requires a lot of hard work too. We’ve heard traders who earn tens …