Every quarter, we will receive a statement from one of our brokers showing a lone stock under their custodian holding. The name of the stock is Rekapac, a delisted stock from the over-the-counter Malaysian stock sold on the Singapore exchange.  It serves regularly as a stark reminder of one of the worst investments my husband and I have made in our financial journey. We had bought into CLOB shares at a time when it was the thing that everyone was doing.  For the knowledge of younger readers who might not know what CLOB is, I have copied this description from an old Asianweek article: "Singapore's Central Limit Order Book (CLOB) was set up to trade Malaysian companies over-the-counter in the Lion City after both exchanges went their separate ways in 1990.  In 1998, when Malaysia impose controls on its currency, some 172,000 CLOB investors - as many as 95% ......