Nothing is free. If you can let go, everything is free - Frugal Daddy The reason for financial independence in my context is simple, to spend time doing the things that made me happy.  Ancient Chinese and English people already provided you the answer before you are born : “When I was 5 years old, my mother always told me that happiness was the key to life. When I went to school, they asked me what I wanted to be when I grew up. I wrote down ‘happy’. They told me I didn’t understand the assignment, and I told them they didn’t understand life.” ― John Lennon 桃花塢裡桃花庵，桃花庵下桃花仙。 桃花仙人種桃樹，又摘桃花換酒錢。 酒醒只在花前坐，酒醉還來花下眠。 半醉半醒日復日，花落花開年復年。 但願老死花酒間，不願鞠躬車馬前。 車塵馬足顯者事，酒盞花枝隱士緣。 若將顯者比隱士，一在平地一在天。 若將花酒比車馬，彼何碌碌我何閒。 別人笑我太瘋癲，我笑他人看不穿。 不見五陵豪傑墓，無花無酒鋤作田。 - 唐伯虎 Layman's chinese 桃花塢裡有一個桃花庵，桃花庵裡住著一個桃花仙人......