- Apply for every single BTO launch, and leave the eventual price you pay up to luck
- Approach a property agent who’s incentivised to convince you to buy something you can’t afford
Buying a house is like sex: Everyone says they know a lot about it, but few people ever want to get into the specifics.
For example, your parents and financial bloggers (who are even more annoying than your parents) will tell you to “buy a house within your means!”
Okayyyyyy. That’s like saying, “Twister fries are delicious”. Everyone agrees, but what does that even mean, specifically?
The personal finance world is filled with this sort of generic “advice” that’s actually not useful to us at all. So as a first-time buyer, you might end up doing one of two things:
