Singaporeans love to travel, and most people will buy travel insurance. But have you ever thought if your travel insurance cover acts of terrorism or war?

It might be hard to accept, but the recent Paris attack is just a reminder that terrorism is just part of our lives. Making sure your travel insurance covers terrorism is essential when you purchase travel insurance. This post is to help you understand the terrorism cover in travel insurance.

From my observation, it seems most basic travel insurance policies offered by airline or credit card companies do not provide cover for acts of war and terrorism. Even if they do, they have stringent terms and the limit is very low.

On the other hand, most personal travel insurance policies distributed by insurance agents and brokers have comprehensive terrorism coverage.

How to know if your travel insurance covers terrorism

If you want to know whether your …