These days I'm more carefree with money. To others, it might not be a good thing, but for me, I think it's good progression towards the kind of person I want to be. When I was younger, I'm a lot tighter with money. I guess the circumstances necessarily force one to become like that, so as to survive. Hence, to be able to become financially free, that is, to be free from thinking about money, I need to be able to spend money without worrying so much. It's not as if I'm being irresponsible and start spending more than what I earned. I don't think I will ever become like that. It's just that I started off in one extreme, and now I'm going in baby steps towards the other extreme, and then settling somewhere in between the two. It's about walking the middle path. I think that's a good ......