The average Singaporean spends at least $700 on Christmas gifts alone. Does that describe you as well?
Don't get me wrong. I love Christmas and I'm also guilty of spending on pricey gifts for my loved ones. One of the biggest gifts I'm eyeing this Christmas for a loved one retails for over $300, but I'm bent on getting that appliance no matter what.
So what is one to do when you have limited cash, but a ton of presents to buy? Surely you wouldn't want to be the stingy grinch that stole Christmas.
With these tips in hand, you can still give your loved ones what they want (or need), while ensuring that you're maximizing every dollar you spend and staying well within your budget.
Tip #1: Make a shopping list.
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You can use this free online template here if you like. |
Planning is key before you ......