Yeah, semi-retirement before 30 in Singapore is quite impossible for many, which unfortunately includes the both of us. Accumulating 250-300k isn’t enough by a long shot and we have sort of decided to settle for something a little lesser this year. Which is Quarter-Retirement. What’s Quarter Retirement? Essentially, it’s about downshifting in terms of work. Instead of putting in more energy and time into climbing the corporate pyramid (yeah, it’s not a ladder since spaces are really limited at the top), you decideto get out of that soul sucking/stressful treadmill and become open to taking a pay cut to do something much more palatable or meaningful to you. For me, that’s writing and giving home/small group tuition. As for the Mrs, it’s working slightly shorter hours for a boutique research firm...    ...