Personal Finance
Wealth Formula : On Cash Flow Part – Counting Interests!!!
By Create Wealth Through Long-Term Investing and Short-Term Trading  •  December 25, 2015
Wealth = Assets Value + Cash Flow Counting interests is not bad too when we are 55 and above! Now, Uncle8888 has realized during this prolong period of bearish market environment that counting his interests for his non-market volatile assets is not stressful. Bulk of these expected interests can be easily counted during his lifetime. With the past highest annual household expenses since 2001 is already known, it just required simple Maths to count future interests receivable and assets draw-down to meet the highest expected annual household expenses at 2.5% inflation rate p.a. No other additional or complicated evaluation tool is required. Currently, his Tap 1 has cash flow capacity to manage up to 89% of his past highest annual household expenses at 2.5% inflation rate p.a. using assets draw-down and future interests receivable strategy. Unless ugly Black Swan happens, it should be quite comfortable for the rest of his ......
Read the full article
By Create Wealth Through Long-Term Investing and Short-Term Trading
I am 62 yrs old uncle living in HDB heartland who has achieved financial independence @ 56 and finally retired @ 60 from full-time job as employee on 1 Oct 2016. Single household income since 1995 with three children. Eldest son and daughter are now working and youngest son still in his 3nd year Uni in SUTD. I have been doing long-term investing and short-term trading in Singapore stock market only since Jan 2000 so I am that Panda or Koala in the investment world; but I am still surviving well in the wild. I am now executing my Three Taps solution model to maintain sustainable retirement income for life till 2038. Cheers!
LEAVE A COMMENT
LEAVE A COMMENT

Your email address will not be published.

*

Your Email Address will not be published
*

Read More Articles
More from thefinance