Over the last 12 months the STI fell 15% from 3366 to 2877 and sadly to say my portfolio performance mirrored the index. I wouldn't make a bullshit statement that I outperformed the index because my portfolio yield of 4.7% is higher than the STI ETF's 3.3%, resulting in higher total returns of 1%... that's full of crap... as I am a full time investor, given the extra time and effort spent analyzing and picking these companies... my expectation is to outperform the index by a wide margin and this year's result was really a big slap on my face... if I can't make much higher returns than the index then I might as well just throw in the towel and put my $$ into the index!!! Isn't that so? Looking back, what are the mistakes that I made and what when so so so wrong? Well if ......