It's my 41st birthday today and it's been a rough year, unlike many of the other bloggers, I will not be talking so much about my achievements but more about how taxing this year has been for me. At the end of the holiday season, I will look to 2016 and see what we can possibly look forward to. I joked that I am going through what possibly is the most expensive mid-life crisis compared to most of my peers. If you look at a low-end Maserati Grand Turismo, it costs about $492,000 in Singapore. Law school costs only $70,000 but after considering the lost income from my day job, the opportunity cost goes somewhat to around $550,000. This is why I never went beyond KL for travels this year. The year started well for me with folks born in the year of the Tiger expecting a good year ahead. ......