I've been receiving some very encouraging emails and comments on my previous post on how I managed to break my own record and boost my savings to 150% of the amount saved last year; thanks guys for all your support! Moving on, I wanted to do a quick reflection on how I fared for the financial resolutions I made in 2015: 1. Save more than $20,000 - ACHIEVED! Cutting down on my expenses helped me to save an additional 10% which wasn't a lot, so I did some sideline projects and sold off items on Carousel to help get some extra cash which I channeled entirely into my savings. The full breakdown can be found in my previous post here. As a result, I managed to save 50% more, which was a feat I didn't even expect! 2. Increase my income by at least 10% - ACHIEVED! Once I ......