Many moons ago, a harmless looking article got published in The Sunday Times. However, the content is hardly what I would consider as sound advice for the average Joes. $20,000 is not a small sum of money to be squandered away for a novice investor, and advocating unit trusts as the instrument of choice for investments is simply mind-boggling. A collective effort by more than a dozen of us resulted in this little gem of an eBook. Kudos to Alvin of Big Fat Purse for initiating this project. Trying to condense thousands of words into a single, coherent article without writing too much or too little. My style of writing is straight-forward and factual as usual. In a way, it is like a sneak preview of what one would find in this blog if he or she bothered to dig a little deeper.  It wasn’t easy for me to write, but ......